Business Funding | Liquidity AI Capital

Funding matched to how your business earns.

We review your bank activity and place you with lenders in our network, so you see realistic options in days instead of weeks. Amounts from $10,000 to $20 million and up.

What we can arrange

Figures show the widest ranges across our lender network. Your actual amount, term, rate and speed depend on your profile and the lender that funds you.

Business loans and credit lines
ProductAmount (up to)TermSpeed
Small business term loanCredit score typically 660+$10K – $5M6 months – 10 yearsAs fast as same day
Business line of creditInterest on drawn funds$10K – $5MRevolvingSame day to 24 hours
Revenue-based fundingBased on bank deposits$10K – $10M3 – 18 months24 – 48 hours
Bridge loans$10K – $5MShort termOffers in 24 hours
SBA, equipment and franchise
ProductAmount (up to)TermSpeed
SBA 7(a) and 504$50K – $5M10 – 25 yearsApproval in 2–3 days; funding often about 45 days
Equipment financing$10K – $5M12 months – 5 yearsA few days
Franchise and startup funding$10K – $5M6 months – 10 years1 – 7 days
Receivables and purchase orders
ProductAmount (up to)TermSpeed
Accounts receivable financingRequires $100K+ in B2B invoices under 90 days old$10K – $5MVaries2 – 5 business days
Purchase order financing$10K – $5MVariesSame-day review
Real estate
ProductAmount (up to)TermSpeed
Commercial real estate and fix & flipFix & flip $250K – $3MVaries by programMatched to projectFrom about 30 days
Middle market
ProductAmount (up to)TermSpeed
Middle-market debtBuyouts, acquisitions, recapitalizations$500K – $20M+Up to 10 yearsBy consultation

How it works

  1. 1

    Tell us about your business and what you need the funds for.

  2. 2

    Share recent business bank statements. Some products also need tax returns or financial statements.

  3. 3

    We match you with lenders in our network and walk you through your offers.

  4. 4

    Accept the offer you prefer. A lender may run a credit check at that stage.

Common questions

What documents will I need?

Most products start with 4 to 6 months of business bank statements and basic company details. SBA, real estate and middle-market requests need more, such as tax returns, financial statements or property documents. Your advisor will tell you exactly what applies.

Will applying affect my credit?

It depends on the lender. Many begin with a soft credit check, and a hard check may follow when you accept an offer. You will be told before that happens.

How is the cost shown?

Some products use an interest rate, others a fixed repayment amount that is higher than the amount funded. Either way, the full cost is disclosed to you before you accept.

How fast can I get funded?

Speed ranges from the same day for some products to about 45 days for SBA loans. It depends on the product, the lender and how quickly documents are received.

Specialized funding paths

Choose the funding track that best matches your business profile.

Standard Loans

For traditional businesses and SMBs. Working capital, equipment, lines of credit and SBA loans designed for established companies with steady cash flow.

Explore Standard Loans

Specialized Loans

For growth-stage and VC-backed companies. Revenue-based funding and flexible credit matched to your growth trajectory and business model.

Explore Specialized Loans

Get funding now

Tell us what you need and an advisor will follow up.

Prefer to talk first?

Click Here To Contact Us

Important information. Liquidity AI Capital arranges business financing through third-party lenders and funding partners. Amounts, terms, rates, fees and speed shown are maximum or typical ranges, are not offers or commitments, and are subject to credit review, verification and lender approval. Some products are originated by a bank partner. Revenue-based and similar products are not loans and cost more than the amount funded; the total repayment amount is disclosed before you accept. Availability and required disclosures vary by state.

Securities offered through Finalis Securities LLC, Member FINRA/SIPC. Liquidity AI Capital and Finalis Securities LLC are separate, unaffiliated entities.

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